8 Step Process
- Complete and return the one page Loan Pre-qualifier Worksheet; or submit business plan, executive or project summary to funding@kilpatrickandhart.com
- Pre-qualification determination process; financing concept will be reviewed, and additional information will be requested. Upon receipt of returned information, we will draft fact sheet for lender.
- Lender accepts or rejects financing concept and provides projected terms.
- Once proposal is issued and executed, which includes Consultant Services Authorization and Fee Agreement (CSAFA), term sheet or Letter of Interest is issued by lender.
- Upon execution of lender term sheet or Letter of Interest, document checklist is prepared and furnished to applicant.
- Formal due-diligence begins when lender receives all documents requested.
- Lender issues Conditional Commitment.
- Once final commitment is issued and executed, transaction is funded.
Read more about the K&H funding overview process.
Specialized Financing Programs
- Apartments & Mixed Use
- Assisted Care Facilities
- Business Investment Capital
- Business Loans without real estate
- Church & Religious Properties
- Commercial Properties; e.g. car washes
- Construction Loans
- Entertainment & Multi Media
- Equipment Leasing & Account Receivable Financing
- Equity/Debt
- Equity & Working/Operating/Seed capital
- Farms/Agricultural Properties
- Franchise
- Hard Money; interim bridge financing
- Hotels/Motels
- Land Development
- Line of Credit
- Mixed Use Commercial
- Multi-Dwellings
- Non-Conforming Commercial Real Estate
- Office Buildings - Industrial and Retail Properties
- Retail Space
- Service Stations/Convenience Stores
- Specialty Properties Business Loan Programs
- Vehicle Wash Systems
- Commercial real estate type properties listed above, financing of up to 95% can be addressed including acquisition, development and construction. The up to 95% financing includes secured debt financing and equity participation capitalization; minimum $1 million and no maximum.
- Business loan financing can be addressed up to 90% including acquisition, refinancing and startup capitalization; minimum $500,000 and no maximum.
- Specialized loan programs available and customize to meet financing required, regardless of type.