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 Our Story:

In 2006, KILPATRICK & HART, LTD., INC., began its 18th year of operation, having begun as business consultants in the late 1980's.

In this capacity, we created business, marketing and financial plans for large and small corporations. Eventually, we were asked to create loan request packages for our clients. This brought us into the ever-changing world of commercial financing. Today, with a  staff of twelve plus, we operate as nationwide and international “specialized commercial loan consultants," with offices in New Jersey and Ohio.

As correspondents to a multiple-number of specialty lenders, we use our network of lenders and investors from our established relationships, database and source materials to serve as commercial financing consultants for our clients, including equity financing/seed capital and debt/equity for both corporate and real estate transactions. Start-up corporations have been funded and are a specialized niche of the investment banking firm, to whom we have been National Correspondents since 1994.


    Specialized Funding For:

  • Apartments & Mixed Use

  • Assisted Care Facilities

  • Business Investment Capital

  • Business Loans without real estate

  • Church & Religious Properties

  • Commercial Properties; e.g. car washes

  • Construction Loans

  • Entertainment & Multi Media

  • Equipment Leasing & Account Receivable Financing

  • Equity/Debt; 100% financing

  • Equity & Working/Operating/Seed capital

  • Farms/Agricultural Properties

  • Franchise; up to 100% financing

  • Hard Money; interim bridge financing

  • Hotels/Motels

  • Land Development; up to 100%

  • Line of Credit

  • Mixed Use Commercial

  • Multi-Dwellings

  • Non-Conforming Commercial Real Estate

  • Office Buildings - Industrial and Retail Properties

  • Retail Space

  • Service Stations/Convenience Stores

  • Specialty Properties Business Loan Programs

  • Vehicle Wash Systems

  • and many more regardless of your credit history

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The K&H Team:


Phyllis A. Colaninno - Financial Officer
Carrie DeVille - Commercial Financing Consultant (Ohio)
Lisa DiMartino - Senior Commercial Financing Consultant

Dominick Fiorenza - Certified Public Accountant

Barbara Harris - Executive Associate (Ohio)
Michael Hart - Commercial Financing Consultant (Ohio)
Thomas L. Hart - President
Joseph Kvarta - Business Consultant
Suzanne McKenna - Marketing Associate

Kristin Murdoch - Administrative Assistant

Susan Volovnick - Administrative Assistant

© Kilpatrick and Hart Ltd., Inc. 2002, all rights reserved.